Hi, I’m YQ from YQtravelling.
I’m a new citizen in Singapore.
I’m single and 35 years old. This means I can get a subsidized flat from HDB–Housing Development Board.
I tried my luck during a round of Open Booking of Flats in September 2021 and successfully got a queue number.
Read on to find out how I did it and if I accepted the flat.
What is Open Booking of Flats?
Open Booking of Flats is one of the ways you can get a flat directly from HDB.
Open Booking of Flats is the leftover flats from Build-to-Order (BTO) and Sale of Balance of Flats.
OBF opens two times a year–March and September. I managed to catch the one in September 2021.
Before you even start your process
Before the Open Booking of Flat, you want to get your HDB Loan Eligibility (HLE) Letter If you’re planning to get a loan from HDB.
I was very lucky that my HLE letter was approved the weekend before the Open Booking of Flat exercise.
Do note there’s a difference between a HLE letter for a new flat and for a resale.
I had initially applied for a resale (which caused a bit of a problem during the selection of flat at HDB).
Once or before you have your letter (which you will need if you do have the queue number to head down), find out which flats are leftover for this round of OBF.
I’m unfortunately in the C-word era so many flats developments are stalled and the ones available for OBF for singles haven’t been finished yet.
The leftover flats have lower floors and a very tight ethnic quota. So the houses that I can buy are not very ideal.
But I did manage to look around and found one in Yishun that I would consider.
The worst part was that even the earliest I could get my keys was late 2022. (And that’s being optimistic.)
But the flats are definitely very cheap. The one I looked at was only about $110,000–but prices can change depending on the location.
I was already camping at the website at 11.50pm. I think many people had the same idea since the computer hung for many minutes.
When midnight came, I tried logging in my desktop and it didn’t move. I hopped on to my phone but it was very difficult to navigate. So I went back to my computer and by that time, it was 12.06am when I logged in.
I did finally get a queue number and I heaved a sigh of relief.
It was 00195 and the queue was for the next day at 3.45pm.
Before going to HDB to pick your flat
You will need to track which flats are sold out before heading over.
Have a list of which flat units you are ok with so you can actually pick when you’re there.
I knew that I was only considering Yishun Glen (and I didn’t want it that much neither.)
Documents to prepare
Here are the items they require:
- Identity card(s) of all person(s) listed in your application (bring a copy too)
- Income documents for latest 3 or 6 months (depending on your nature of employment) — bring 12 months of payslip and CPF contributions
- Option Fee (payable by NETS)
It’s C-vid season now so don’t bring too many people to HDB with you.
Wait for your queue number and put your option feed down for the flat.
My final decision
At first I planned to put $500 option fee down to “book” a unit while I hunted for resale flats.
Then the HDB lady said that should I decide to pull out, I won’t be able to buy a new house for a whole year.
So I decided not to take the flat this time.
I still have a choice of Sale of Balance of Flats in November, and also looking for a resale unit.
Wish me luck on my house hunting!